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Plum Play Divide Buy

Reasons to use DivideBuy


  • Quick application

  • Complete the checkout and receive a decision in less than 90 seconds


  • 95% approval rate

  • If you don’t have a good credit history, we may still be able to offer you credit if you can provide a guarantor


  • No paperwork required

  • all documents are in digital format and signed using e-signature


  • No hidden fees and 0% interest APR

  • Spreading the cost of your order will not cost you a penny more than paying for it upfront



    DivideBuy is an interest-free credit provider in partnership with Plum Play bringing you 0% APR credit on selected products online. You can spread the cost on one or multiple qualifying items online by simply clicking the DivideBuy button.


    Plum Play Divide Buy Button

    You can choose instalment options from 3 to 12 months, and your application will take 90 seconds. Once approved, you electronically sign your agreement and Plum Play will process your order.


    With DivideBuy you get access to these great features:


    • View your credit agreement 
    • View your instalment amounts and dates 
    • Change you card details
    • Pay instalments in advance 
    • Review your payment history
    • Change or update your contact details

    To access your account or to find out more about DivideBuy, please visit us at www.plumplay.dividebuy.co.uk. Alternatively, call our customer service team who are available on 0800 0850885.



    FAQs


    What are the requirements for credit?

    • Be a permanent UK resident and have lived at your address for longer than one year
    • Have a debit or credit card
    • Have a valid UK mobile phone number

    Will a credit check be performed?

    Yes. DivideBuy uses Callcredit to perform its credit checks but they will not leave a footprint on your credit report i.e. other lenders will not be able to see that we have looked at your credit score.


    Will I have to pay a deposit?

    Yes - we will take your first instalment on completion of your order. You may have to pay an enhanced deposit based on a combination of your Callcredit credit score, the size of your order and the number of instalments you have selected.


    How many instalments can I spread the cost over?

    Depending on the total cost of your order, you may be able to spread the cost over 3, 6, 9 or 12 instalments allowing you to buy now and pay later.


    What happens if I want to end my agreement early?

    DivideBuy offers the option to repay the remaining balance on your account at any point with no extra charges or fees to pay. You can do this by logging into your DivideBuy account on our website.


    Can I use a discount code in conjunction with the interest free credit?

    I'm afraid at present you will not be able to use a discount code in conjunction with the DivideBuy interest free credit.


    Are there any other charges or fees?

    There is 0% APR interest and no hidden fees or setup fees. The price you see is the price you pay. DivideBuy reserve the right to add late payment fees to your account in the event of you missing payments, but this is all explained in your credit agreement before you complete the checkout process.